1-678-948-6223

We Will Beat Any Loan Offer From Our Competitors


We have the highest loan amounts, the best terms and the fastest response time in the industry

Start your FREE quote here!
No Risk. No Obligation.

  11. In order for us to give you the most accurate quote possible, please provide as much information as you can about the item. Let us know if you have the original box and papers as this helps us with our evaluation and will usually increase the amount we can offer. Details like designer name, style, material, wear and tear, as well as color, cut, size, and clarity for diamond items are also helpful.

  21. Your contact information will be used exclusively for correspondence regarding your transaction. We will never share or sell your personal data.

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Highest Loan Amounts

Unlike our competitors who loan on a variety of asset classes, Capetown Capital Lenders has an unmatched focus and expertise in lending against jewelry, diamonds and Rolex watches. We are in partnership with multiple large retail jewelry stores which allow us to have a pulse on the market and provide the highest loan amounts possible. Recently a client was offered a $5,000 loan on a 3 carat average quality round cut diamond from a major competitor while Capetown Capital Lenders was able to make the same client a $10,000 loan against the same collateral.

Fastest Follow Up

Capetown Capital Lenders consistently delivers the fastest follow up and loan funding in the nation. In most cases loan submissions are answered within 2 hours during normal hours of operation and can be funded within 24 hours. Unlike other lenders whose initial contact is made by an entry level employee, with Capetown Capital Lenders you are contacted by a high level manager who has the flexibility to do what is needed to offer you the most generous loan package possible. Capetown Capital Lenders values our clients and treats them with the same courtesy, respect and discretion as if you were working with a traditional lender.

Unparalleled Transparency

Capetown Capital Lenders offers a much faster, simpler and customer centered loan process than other online lenders in our industry as well as brick-and- mortar jewelry-backed lenders. Unlike many competitors, Capetown Capital Lenders has no up front fees, and does not withhold any initial interest payments from your loan amount. The loan amount we offer you is the same amount that ends up in your bank account! The cost of our loans and repayment plan is easy to understand and completely transparent.

How It Works

Get a Quote

Get a Quote

FREE & NO OBLIGATION

Fill out our free and simple form describing your item. Receive our initial offer from our team of expert jewelers, usually within one business day.

Ship Your Item

Item Evaluation

BRING IN YOUR ITEM

Upon acceptance of our initial offer, we will schedule an appointment with you at our spacious and confidential Atlanta office to evaluate your item in person and finalize our offer. If it is more convenient we will provide you with a pre-paid, fully-insured shipping label to safely send in your item for the official evaluation.

Receive Cash

Immediate Funding

Fast & Secure

Once your item has been evaluated, and the sale amount or loan options agreed upon we will arrange for immediate funding via check or wire transfer. Don't like our offer? No worries! Our final evaluations are no risk, no obligation.

Our Guarantee Seal

Our Guarantee

Best Overall Loan Packages

Capetown Capital Lenders guarantees the fastest, most customer focused and cost effective loans in the jewelry-backed loan industry. We are so confident that we can offer you the best loan and repayment terms that in the event you find a better overall loan package which we can not meet or beat, we will give you a $500 Visa gift card.*

Loan Rates

Capetown Capital Lenders offers the best jewelry-backed loans in the nation. Our repayment period can be tailored to the client's preferences from as short as 30 days to as long as 5 years. Our interest rate is 3% per month or 36% APR when clients borrow 30%-50% of the liquid value of their pledged collateral. Capetown Capital Lenders makes loans from $5,000 to $500,000. Loans greater than $100,000 can qualify for even lower rates. If you have any more questions please review our FAQ page or just give us a call at 678-948-6223.

Loan Example:

  • $10,000 loan amount on an asset with a liquid wholesale value of $25,000
  • Montly Rate of 3% Equals $300
  • Shipping and wire fees of $200
  • If you borrowed the money for 5 months, your total pay back amount would be $11,700

Recent Loans

5CT Cushion Diamond Halo Ring

5CT Cushion Diamond
Halo Ring

We loaned $35,000.00! for it!

Gold Rolex Day Date II

Gold Rolex
Day-Date II

We loaned $16,000.00

12.11CT Round Diamond

12.11CT Round
Diamond Ring

We loaned $80,000.00

2.42CTW Vintage Diamond and Sapphire Ring

2.42CTW Vintage Diamond
and Sapphire Ring

We loaned $6,000.00!

$18,000.00 Loan On 3.61CTW Oval Halo Ring $7,000.00 Loan On 1960 Rolex GMT Master $8,000.00 Loan On 2CT Diamond Ring $6,500.00 Loan On IF Diamond Ring $5,500.00 Loan On Rolex Submariner $6,000.00 Loan On 2.42CTW Vintage Diamond and Sapphire Ring $3,000.00 Loan On Loan On Cartier Love Bracelet $7,000.00 Loan On Cartier Rose Gold Ballon Bleu $1,000.00 Loan On Cartier Stainless Steel Panthere $10,000.00 Loan On Cartier Yellow Gold Santos 100 $10,000.00 Loan On Jaeger-LeCoultre Reverso Grande GMT $5,000.00 Loan On Panerai Stainless Steel Luminor Flyback $13,000.00 Loan On Patek Philippe Diamond Twenty-4 $40,000.00 Loan On Patek Philippe Perpetual Calendar $55,000.00 Loan On Patek Philippe White Gold Skeleton $8,000.00 Loan On Rolex Stainless Steel Daytona $22,000.00 Loan On Rolex Yellow Gold Day-Date II President $7,500.00 Loan On Rolex Two Tone Submariner $15,000.00 Loan On Rolex Yellow Gold Daytona $7,000.00 Loan On Patek Philippe Officer's Calatrava

What Our Customers Are Saying

Just wanted to say thank you for all the guidance and help you offered me when I needed to get a loan on my Rolex President. I visited several Pawn Shops in the Atlanta area trying to get a loan on my Rolex, you beat them all by far. Your store and staff are nothing like most of the typical Pawn shops I encountered. The showroom is really beautiful, I will be back to buy another diamond ring someday.
I was able to get the cash that I needed right away.
Thanks again for taking care of me in my time of need

Sarah L

Loan Details & Rates

Capetown Capital Lenders offers the best jewelry-backed loans in the nation. Our plans are flexible with a minimum repayment period of 61 days and a maximum repayment period of 5 years. Our interest rate is 3% per month or 36% APR when clients borrow 30%-50% of the liquid wholesale value of their pledged collateral. For example if you have an asset with a liquid wholesale value of $25,000 and borrow $10,000 the monthly interest rate would be 3%, or $300 a month. If you borrowed the money for 3 months, your total pay back amount would be $10,900. Loans greater than $100,000 can qualify for even lower rates. If you have any more questions please review our FAQ page or give us a call.



Jewelers of America Jewelers Vigilance Committee The National Associate of Watch & Clock Collectors