Superior Loan Guarantee

Fastest & Most Cost Effective Loans in the Industry

Start your FREE quote here!
No Risk. No Obligation.
  1. What kind of item are you putting up for collateral?
    (Select One)

    Questions about whether we'll accept your item? Call 1-678-948-6223

  2. In order for us to give you the most accurate quote possible, please provide as much information as you can about the item. Let us know if you have the original box and papers as this helps us with our evaluation and will usually increase the amount we can offer. Details like designer name, style, material, wear and tear, as well as color, cut, size, and clarity for diamond items are also helpful.

  3. Your contact information will be used exclusively for correspondence regarding your transaction. We will never share or sell your personal data.

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Capetown Capital Lenders guarantees the fastest, most customer focused and cost effective loans in the jewelry-backed loan industry. We are so confident that we can offer you the best loan and repayment terms that in the event you find a better overall loan package which we can not meet or beat, we will give you a $500 Visa gift card.*

"Best Value" is defined as
  • The combination of loan-to-value ratio.
  • Total cost of borrowing funds.
  • Speed and ease of loan repayment.

* Capetown Capital Lenders "Jewelry-Backed Loan Guarantee" is only valid against other for profit competitors in the pawn/asset-based loan industry. This guarantee only applies to loans that qualify with our accepted collateral standards (excludes bullion) and which Capetown Capital Lenders has made an initial loan offer against. Any competing offer must be presented in written form in it's original format from the opposing lender and be verifiable.

How It Works

Get a Quote

Get a Quote


Fill out our free and simple form describing your item. Receive our initial offer from our team of expert jewelers, usually within one business day.

Ship Your Item

Item Evaluation


Upon acceptance of our initial offer, we will schedule an appointment with you at our spacious and confidential Atlanta office to evaluate your item in person and finalize our offer. If it is more convenient we will provide you with a pre-paid, fully-insured shipping label to safely send in your item for the official evaluation.

Receive Cash

Immediate Funding

Fast & Secure

Once your item has been evaluated, and the sale amount or loan options agreed upon we will arrange for immediate funding via check or wire transfer. Don't like our offer? No worries! Our final evaluations are no risk, no obligation.

Loan Details & Rates

Capetown Capital Lenders offers the best jewelry-backed loans in the nation. Our plans are flexible with a minimum repayment period of 61 days and a maximum repayment period of 5 years. Our interest rate is 3% per month or 36% APR when clients borrow 30%-50% of the liquid wholesale value of their pledged collateral. For example if you have an asset with a liquid wholesale value of $25,000 and borrow $10,000 the monthly interest rate would be 3%, or $300 a month. If you borrowed the money for 3 months, your total pay back amount would be $10,900. Loans greater than $100,000 can qualify for even lower rates. If you have any more questions please review our FAQ page or give us a call.

Jewelers of America Jewelers Vigilance Committee The National Associate of Watch & Clock Collectors