What Jewelry Pieces Make Good Collateral For a Loan?

Are you considering a jewelry equity loan with Capetown Capital Lenders? When considering a loan it can be difficult to know which of your jewelry pieces make good collateral for a loan. We’ve compiled a list of items that Capetown Capital Lenders regularly loans on. So, if you have any of these items at home, in your jewelry box you can get started on your jewelry equity loan today!

The Best Collateral for a Loan

Engagement Rings

Engagement rings make great collateral for a loan, especially if the engagement ring has diamonds or other precious gemstones. Here are some examples of previous engagement rings that have been used as loan collateral at Capetown Capital Lenders!

2.11CT ROUND DIAMOND RING

Capetown Capital Lenders loaned $80,000 for this engagement ring. Do you have a similar engagement ring? It would make great collateral for a loan with Capetown Capital Lenders!

2CT DIAMOND RING

For this fancy yellow diamond engagement ring, Capetown Capital Lenders loaned $8,000. Do you have an engagement ring that looks like this? It would make good collateral for a jewelry equity loan.

Luxury Watches

ROLEX YELLOW GOLD DAY-DATE II PRESIDENT

Capetown Capital Lenders loaned $22,000 for this gorgeous Rolex watch! If you have a Rolex watch and need some instant capital, you can use it as collateral for your loan with the Capetown Capital Lenders!

Jewelry With Diamonds .75CTW or Larger

2.42CTW VINTAGE DIAMOND AND SAPPHIRE RING

Capetown Capital Lenders was able to loan $6,000 for this ring with a 2.42CTW! As a rule of thumb, if your jewelry has a diamond that is larger than .75CTW, it would make good collateral for a jewelry equity loan with Capetown Capital Lenders.

Diamond Shapes Affect on Diamond Values

Diamond shapes go in and out of style just as fashion trends do. There are ten most common diamond shapes, and each has different values based on the demand of that particular shape. So how do you know what your diamond is worth? Capetown Capital Lenders can help you understand the true value of your diamond. What can you do with an outdated diamond shape? Capetown Capital Lenders has experts to evaluate your diamond to get you top dollar.

How shape affects the value of a diamond

The most well-known shape of a diamond is the classic round diamond. If you are looking for something different there are plenty of other shapes from which to choose. Each diamond has unique characteristics that impact their appearance. For example, one of the more recent cuts that have lost popularity is the marquise diamond. To many this diamond looks antique and old fashioned. One thing that can be done to the marquise diamond to increase its demand is recut it. Many times the marquise is recut into an oval or pear; both are in higher demand than the marquise.

Below is an example of two different cuts. One is a princess cut and the other a cushion cut. If all other factors were the same, the cushion would be valued at more based on its popularity. Ten years ago, Princess cut diamonds were very popular, but as the trends have changed so have the tastes in diamond shapes.

Capetown Capital Lenders takes both options into account when evaluating your diamond. If it needs to be recut, Capetown Capital Lenders has the resources to do this. Capetown Capital Lenders has many connections in the jewelry industry, which allows for us to pay more for your diamond. Capetown Capital Lenders has diamond experts who will help you understand exactly what your diamond is worth.

Why Sell Diamonds to Capetown Capital Lenders?

It can be overwhelming trying to find a jewelry buyer you can trust with your diamonds. However, Capetown Capital Lenders is a nationally trusted company that goes above and beyond to accommodate your needs as a seller. Capetown Capital Lenders has an easy jewelry selling process. You can start by filling out an online submission or you can call the office directly to set up an appointment. Next,Capetown Capital Lenders will send you a free quote within 24 hours. Once you receive your quote you can safely mail your diamond to Capetown Capital Lenders. The diamond experts will evaluate your diamond and make you an official offer while you are there. You will then have funds in hand, in as little as 24 hours.

3 Reasons to Get a Loan From Capetown Capital Lenders

Are you looking to get a loan from Capetown Capital Lenders? We’ve outlined three great reasons you should choose to get your jewelry equity loan from us. Looking to start the loan process? Get started today with Capetown Capital Lenders!

1. Capetown Capital Lenders Will Give You The Most For Your Jewelry

Capetown Capital Lenders has recently purchased diamond jewelry anywhere from $5,000 to $65,000. There is a wide range that they are willing to pay for your diamond depending on the quality. There isn’t a limit on how much Capetown Capital Lenders can pay for your diamond. The final offer amount is solely determined by the value of the diamond.

2. Capetown Capital Lenders is Safe

The main advantage of our loans is your credit and bank records will not be affected. Since, your jewelry is very important and meaningful, we obviously want clients to redeem their loans and get the jewelry back. This is why we work alongside clients to pay back their loans. With a jewelry equity loan from Capetown Capital Lenders, your jewelry is in the hands of a trusted jeweler and under the strictest security and insurance policies.

3. The Capetown Capital Lenders Process is Quick

At Capetown Capital Lenders, the jewelry equity loan process is quick and simple. This is because this specific type of loan is a good option for people with high-end jewelry, diamonds, and watches. So get started by filling out a no-obligation interest form. Then, within 24 hours, we provide you with a quote on your high-end jewelry. Agree to the initial quote, and send your jewelry to Capetown Capital Lenders. Next, your jewelry goes through a transparent, in-person assessment, and you’re presented with a final offer. Accept the offer and Capetown Capital Lenders will fund you immediately.

An easy three-step process to get your jewelry equity loan!

Get started today by filling out Capetown Capital Lender’s risk-free jewelry equity loan form.

Diamond Lab Report: Difference Between Certification Labs

Are you buying a new piece of diamond jewelry, or selling a piece you no longer wear? A diamond lab report is an important document to help you understand the quality of your piece. This helps you get the best price when buying and selling a diamond. A diamond grading report not only provides you with a blueprint of your diamond’s properties and characteristics, but also verifies the diamonds authenticity.

There are many different diamond grading laboratories around the world, but not all laboratories are created equal. As a consumer it is important to understand the differences between the labs. One institute may have different results from a report than another issued by a different lab on the same diamond. Capetown Capital Lenders can help educate a customer on exactly what kind of diamond jewelry you have.

The Gemological Institute of America

The Gemological Institute of America (GIA) is the world’s undisputed authority on diamonds. And, they provide dealers and the public with lab reports. Headquartered out of Carlsbad, CA, the GIA is non-profit. Therefore, it supplies consumers with non-biased, conservative and consistent grading. So, this is why it is the most trusted and widely used service. Other diamond grading labs are for-profit and more liberal in their grading. This leads consumers to believe they have a more rare and valuable diamond. When in reality, the consumer paid a higher price than warranted.

Let’s look at several examples.

GIA vs. IGI Diamond Lab Report

The International Gemological Institute is the second most well-known lab in the world. Based out of Antwerp, Belgium, the IGI has more lax grading standards than the GIA. Typically, clarity and color grades can be off by 1 or more ratings if the same diamond was to be graded by GIA standards.

Recently, a customer brought an engagement ring into Capetown Capital Lenders to sell. The ring had an IGI diamond lab report that stated the center diamond was a 0.93CT “G” color grade, “I1” clarity and “good cut” grade. Capetown Capital Lenders has jewelry experts who are actually certified diamond graders through GIA. After purchasing the ring from the customer, the center diamond was sent to GIA to be graded at their lab. The diamond came back 0.93CT “G” color grade, but “I2” clarity grade. The clarity grade was lower in the GIA lab report than the IGI report which makes a big difference in the value of the stone. And, this in turn can make it harder to resell.

GIA vs. EGL Diamond Lab Report

The European Gemological Laboratory has a large global presence, with several offices in Europe. EGL is known within the industry as being very lenient, and most diamond dealers try not to use EGL. This is due to the color and clarity grades tend to be 2-3 higher than if the diamond was graded by GIA standards. Again, this leads the consumer to believe they have a better quality diamond. And in turn, the consumer usually overpays for that diamond.

Capetown Capital Lenders had a customer bring in a three stone ring. The center stone was GIA certified, but the two side diamonds were EGL certified. Both side diamonds were graded 1.01CT “Fancy Intense Yellow” color and “VS2” clarity. However, Capetown Capital Lender’s jewelry expert examined this ring and noticed more brownish hues in the side diamonds. After explaining the lab differences to the client, the client understood and knew that the value of the ring would be less than she originally thought. After Capetown Capital Lenders purchased the ring, the two side diamonds were sent to GIA to be certified. One diamond was “Fancy Deep Brownish Yellow” color and “VS1” clarity and the other diamond was “Fancy Deep Brownish Yellow” color and “SI1” clarity. So, this makes a big difference in the value of the diamond because Fancy Yellow diamonds are much more rare and valuable than Fancy Brown diamonds.

Capetown Capital Lenders Will Help You Understand the Quality of Your Diamond

Customers who have a GIA diamond lab report on a diamond, will ensure the seller and buyer are on the same page in regards to diamond quality. Also, Capetown Capital Lenders shows clients comparable GIA graded diamonds on the wholesale market, in order to determine the diamond’s true liquidation value. So, if you are interested in selling your diamond, start the online process with Capetown Capital Lenders today. Our diamond experts can explain the true value of your diamond and fund you the same day!

Get a Loan On Your Cartier Watch From Capetown Capital Lenders

Capetown Capital Lenders is the nation’s best source for those who wish to use their luxury watch to get a loan. We are Cartier watch experts and take every value adding factor into consideration. Such as, model, age, condition and rarity to offer the highest loan amounts possible. Using your Cartier watch as collateral to obtain a loan is a great way to access its liquidity, while still maintaining ownership of your watch. You can rest assured that your Cartier will always be fully insured with Capetown Capital Lenders, whether it’s in transit to our headquarters via Brinks or tucked away safely in our vaults for the duration of the loan.

What is Capetown Capital Lenders?

Capetown Capital Lenders has jewelry experts who take every value-adding factor into consideration to give you the highest offer. The company has various avenues (not just over the counter retail stores) to sell pre-owned items, which ensures we will find the right market for your items. Also, Capetown Capital Lenders is able to offer immediate and discreet payment with no hassle.

Why Get a Loan On Your Cartier Watch

Capetown Capital Lenders is a national jewelry equity loan company with a prestigious reputation. We provide loans using high-quality, luxury watches as collateral and buy watches from the public. If you want the highest return when you get a loan with your Cartier watch come to Capetown Capital Lenders.

Our experts will be able to negotiate the highest possible value for your product. When you get a loan on your Cartier, no one else has the expertise of Capetown Capital Lenders. Our detailed understanding of Cartier watches means you’ll get the return on your investment you deserve.

Get started today by filling out Capetown Capital Lender’s risk-free jewelry equity sell form.

What is a Jewelry Equity Loan from Capetown Capital Lenders?

With so many options in the lending marketplace, it can be hard to discern which loans will give you the most money with the least risk. Jewelry equity loans are becoming more popular everyday, due to their low risk and great lending value. A jewelry equity loan is a type of asset-based loan, so the loan is valued and secured by your jewelry.

How a Jewelry Equity Loan Works

A jewelry equity loan is a loan that is jewelry-centric. So don’t frantically search for collateral, or fill out bank loan forms at the expense of your credit score, all you have to do is use your existing jewelry as collateral.

Jewelry equity loans give you back the cash value of genuine stones or expensive jewelry. When a loan is paid off, get your assets back safe and sound. If a loan is not paid back, credit scores remain unaffected, instead the jewelry is simply liquidated to recoup costs.

Why is a Jewelry Equity Loan Preferrable?

At Capetown Capital Lenders, the jewelry equity loan process is quick and hassle-free. It’s also a great loan option for people with high-end jewelry and watches. Another great benefit of a jewelry equity loan is that they don’t check your credit score. All you have to do is fill out a simple form and within 24 hours you will be provided with a quote. Once you’ve reached an agreement, you simply ship your jewelry to Capetown Capital Lenders. After that, you will be presented with an official offer and will begin arranging for immediate payment.

Get started today by filling out Capetown Capital Lender’s risk-free jewelry equity loan form

Why You Should Choose Capetown Capital Lenders

When presented with different options to get a loan on your high-end jewelry, it can be difficult to know which company you should choose. There are multiple reasons why you should choose Capetown Capital Lenders. And here are just the top three reasons it’s the best choice when you’re looking to get an asset-based loan.

1. Capetown Capital Lenders is Safe

The main advantage of this is your credit and bank records will not be affected. Your jewelry is very important and meaningful, so obviously we want clients to redeem their loans and get their jewelry back. This is why we work alongside clients to pay back their loans. With a jewelry equity loan from Capetown Capital Lenders, your jewelry is in the hands of a trusted jeweler and under the strictest security and insurance policies.

When you get a jewelry equity loan through Capetown Capital Lenders, you are safe and well assured of the security of your asset. Capetown Capital Lenders offers extremely flexible payback rates and easy loan-acquiring procedures.

2. Choose Capetown Capital Lenders Because They Will Give You The Most For Your Jewelry

3. Capetown Capital Lenders’s Process is Quick

Any easy three-step process to get your jewelry equity loan!

Get started today by filling out Capetown Capital Lenders’s risk-free jewelry equity loan form.

How To Get An Asset-Based Loan

Do you know that you need an asset-based loan? If yes, get a quick and easy asset-based loan using your high-end jewelry as collateral with Capetown Capital Lenders. The process is extremely simple and you can get your funds in as quick as 48 hours!

First Steps

If you don’t live near one of our Capetown Capital Lenders locations you can still get an asset-based loan in no time. The first thing you need to do is go to http://www.capetowncapitallenders.com/ and click on “Get a Loan”. Then you will select what type of high-end jewelry you would use as collateral. After that, you provide some further details about your jewelry so our experts at Capetown Capital Lenders can give you an accurate initial quote. If you agree to the initial quote, then you’re ready to move forward with the next step in the asset-based loan process!

Next Step

Capetown Capital Lenders will then provide you with an insured shipping label so you can safely and quickly mail your high-end jewelry to the nearest location. Once your item arrives, it will be evaluated by Capetown Capital Lender’s expert team. The entire time your jewelry is being opened from the box and evaluated it is being filmed. This makes the process very trustworthy and transparent.

Last Step

Finally, you will be contacted with an official offer for your collateral. When the offer is agreed upon, you simply get to choose the method of immediate payment. However, if you decide not to get an asset-based loan, your item will be shipped right back to you at no cost!

Get started today by filling out Capetown Capital Lender’s risk-free asset-based loan form.

Why You Should Sell Your Diamonds to Capetown Capital Lenders

Are you looking to sell your diamond jewelry? We know how difficult it can be to find a trustworthy and transparent company to sell your diamonds. Capetown Capital Lenders is truly leading the industry and one of the best companies to buy your diamonds.

Why Choose Capetown Capital Lenders?

The most secure and easy option when looking to sell your diamonds is selling them to Capetown Capital Lenders. Capetown Capital Lenders has a free interest form that’s extremely easy to fill out. Once you’ve filled out the interest form, the rest of the process is extremely fast and makes it simple to sell your diamonds without a hassle.

It can be tough to find a jewelry buyer you can trust to give you a good deal for your diamonds. However, Capetown Capital Lenders is a nationally trusted company that goes above and beyond to accommodate your needs as a seller. Capetown Capital Lenders has an expedited diamond buying process. The process is just three simple steps! The first step is simply filling out a cost-free interest form about your diamonds. After you’ve done that, Capetown Capital Lenders will send you a free quote within 24 hours.

How Much Can You Get For Your Diamonds?

Overall, if you’re selling your diamonds, Capetown Capital Lenders is the best option for you because the process is quick and easy. Fill out our free interest form to get started today!

Cardinals World Series Ring

This Cardinals World Series ring is actually one of the most fascinating pieces that Capetown Capital Lenders has ever loaned against. This is a World Series ring from when the Cardinals won the World Series in 2011. Sport memorabilia is a completely different animal than traditional jewelry, in regards to lending.

Capetown Capital Lenders has many experts on these type of loan items.

What’s the Value of a Cardinals World Series Ring?

The value of these World Series rings can vastly vary, and can go one way or another based on several key factors. The first factor that affects the ring’s value is the prominence of the team. Is the ring from the Cardinals, the Yankees or a lower profile team? Depending on what team it’s from, the value can really change.

The second key factor is who’s ring it is. Is it a popular player from the team? If the ring is from a star player, then it will be worth significantly more than if it was from the support staff, like a coach.

The last factor is the finger size of the ring. A lot of people who purchase these type of rings actually want to wear them. Therefore, if the finger size is too small or too big to fit most men, then the ring may be devalued in price.

Overall, the value of these rings can go from $3,000 to $4,000, all the way up to $50,000 just depending on the aforementioned factors that affect the value.

Why Choose Capetown Capital Lenders?

Again, Capetown Capital Lenders has a high level of expertise in this area and is able to give you the right amount of value for these type of items. If you have any of this type of sports memorabilia jewelry or any World Series Rings you’d like to sell or get a loan against, contact Capetown Capital Lenders today to get started!