Are you familiar with a home equity loan? You may be surprised to discover how similar it is to a jewelry equity loan!

When buying, and especially selling your diamond, it is important to know the true quality of your diamond. You, as a consumer, need to know the actual grades of your diamond in order to get the best pricing when buying and selling.
The Gemological Institute of America (GIA) is the world’s undisputed authority on diamonds and provides dealers and the public with lab reports. Being non-profit, the GIA supplies consumers (dealers and the public alike) with non-biased, conservative and consistent grading. There are other laboratories that are for-profit and more liberal in their grading, leading the consumer to believe they have a more rare, and in turn, more valuable diamond, when in reality the client paid a higher retail price than warranted.
Continue reading “Diamond Lab Reports: Knowing the Real Quality of Your Diamond”
Are you considering using a diamond ring or other diamond jewelry to get an asset-based loan but are concerned your jewelry won’t be accepted as collateral because it’s not in perfect condition? Don’t worry, loan amounts for asset-based loans are determined by the wholesale value of the item and the current condition of the item factors very minimally into this value.
Many vintage Rolex watches increase in value due to rarity and collectibility. The Rolex Oyster Perpetual Submariner 200 model #1680, commonly referred to as the “Red Submariner,” is one such model.
The GMT Master with Pepsi Bezel is one of the most iconic watches from Rolex. What started as a functional watch for airline pilots so that they could keep track of multiple time zones, including Greenwich Mean Time (GMT), has become a top watch for everyday wear and collectors alike.
In 2014 Rolex released an updated version of the GMT Master II and it came with a few minor improvements and one big surprise. On the newest model, the Pepsi Bezel is available only in 18k white gold.
Continue reading “Comparing Rolex GMT Master II with Pepsi Bezel”
Capetown Capital Lenders loaned $8,000 on this engagement ring.
This 14K gold ring is set with three cushion-cut diamonds totaling approximately 2 carats. The center stone is a fancy yellow diamond and is flanked by smaller white diamonds on either side.
Rolex’s simple switch from a stainless steel bezel to a ceramic bezel on the Rolex Oyster Perpetual Submariner adds up to $2,500 of resale value.
The Submariner sport watch was created for diving, and is resistant to water and corrosion. Rolex introduced the watch in 1954 as a professional tool, but by the 1960s it had become one of the most sought-after watches.
Continue reading “Ceramic bezel adds value to 2010 Rolex Submariner 116610”
This stunning three-stone diamond ring is unique because each emerald-cut diamond has a Gemological Institute of America certification. Typically, only the center stone comes with certification. Certification for all three stones adds significant value.
Did you know that the famous Hope Diamond was shipped to the Smithsonian using the United States Postal Service? Capetown Capital Lenders, we understand you might be hesitant to ship expensive jewelry or watches, but know that we take every precaution to ensure a seamless delivery. Each week, hundreds of packages are safely shipped to and from Capetown Capital Lenders.
We use a special double box method and avoid using words that might let someone know there’s something valuable inside, like “diamond” or “jewelry.” Every piece shipped using Capetown Capital Lenders labels has insurance protection up to $100,000 provided by two specialty insurance companies, Jewelers Mutual and Parcel Pro.
Continue reading “How to ship your jewelry safely and securely with Capetown Capital Lenders”