Like every other industry in recent years, it has become more and more common to borrow money from online lenders. Not only are the processes for online lenders faster and simpler than traditional bank and payday loans, but the rates are far more competitive.
Get more money for less
A big advantage to getting a loan against jewelry online is the ability to see multiple offers, with competitive interest rates. The old days of visiting several banks and payday lenders to fill out their long application forms are over. Just like most other industries, asset-based lending has exponential growth through online submissions. With the internet allowing you to view offers from the comfort of your home, lenders now have to get their offers to you faster and at lower rates, so they don’t risk losing against the competition. And by securing loans with jewelry, you are no longer held back by work history reports and credit checks.
Borrow money faster online
Our process eliminates the notorious paperwork of traditional banks by assessing loan values based on your jewelry’s worth. Bypassing credit checks, work history, financial records, notarizing and other unnecessary paperwork is what makes our process so quick. This is why we can fund up to $1,000,000 in as few as 24 hours.
Borrow money easier online
Since CCL does not report to credit bureaus, your credit score will not affect your loan in any way. Also, if for some reason you cannot make payments and the loan eventually defaults, your credit score will remain the same. If a loan defaults, we simply liquidate the jewelry to recoup our loss.
Start your online loan against jewelry now
Fill out our online form with information about your jewelry or luxury watch and any appraisal or certification paperwork. We’ll evaluate your item and give you a quote the same day.
If you accept our offer, visit a Capetown Capital Lenders location or mail us your jewelry or luxury watch. We accept jewelry from around the country and will send you a fully insured, pre-paid shipping label. Your funds will be wired directly to your bank account, once we have verified your jewelry.